Phone: 022 78 38 00
Individuals Legal entities

Facultative Health Insurance

As a rule, health services are insured in our country by the state, based on a compulsory health policy. However, such services have oftentimes great deficiencies and are not always sufficient, satisfactory or high-quality ones, particularly when it comes to severe health problems. As a consequence, we propose the facultative health INSURANCE for YOUR employees. This is the insurance that will protect YOUR employees in case of a need for a surgical operation, admission to hospital or treatment, and will relieve them from many financial troubles, thus being an important non-financial motivation for YOUR team.
Main insured risks:

  • Deterioration of health as a result of an accident resulting in traumas or bodily injuries
  • Deterioration of health as a result of sudden and acute disease
  • Deterioration of health as a result of exacerbation of a chronic disease
  • Deterioration of health as a result of occurrence of a state or an illness required medical aid

Insured case:
If an insured loss shall occurs the Insurer shall compensate for expenses for medical treatment if Insured’s health aggravated during the valid insurance period and if the event, for remedy of the consequences of which the insurance was contracted, requires: uutpatient medical assistance or inpatient medical assistance.

  • Coverage – Republic of Moldova
  • Validity – 24/24 hours, 7 days per week
  • Period – 1 calendar year starting with the day of agreement conclusion
  • Number of appeals to health establishments – depending on the insurance agreement
  • Premium payment procedure – in full or by instalments

Health centres:

  • Republican health centres
  • Municipal health centres
  • Private health centres

For information:

Health and Accident Insurance Department
Telephone: +373 22 78-38-23 / +373 79 405 533
E-mail: dm.lareneg@dem