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Property

Category: Property

23 Feb 2018

Mortgaged real estate insurance

Mortgaged real estate insurance

The advantage of this type of insurance is the possibility to conclude an agreement at the lowest price on the insurance market, subject to full cover of the insured risks.
What do we insure?

  • Real estate mortgaged in compliance with a mortgage agreement

Insured risks:

  • Fire; explosion; storm; lightning stroke; flood, emergence of underground waters, seasonal floods, ice drift; earthquake; mudflow, snow slide, rock fall; landslides; gale, cyclone, hurricane, typhoon, thunder clap, frosts, other natural disasters, except for storms; land subsidence, soil drifting or soil settlement; hail; ice slick, abundant snowfall; frost effects; deliberate deteriorations or destructions; unlawful actions of third parties; rowdiness, vandalism; fall on insured property of airships and/or components thereof; short circuit, underground fire effects, arson; dynamiting or explosive agent effects, steam boiler explosion, gas tank explosion, explosion of machines, devices or other similar apparatuses; action of external waters or rains, deterioration of insured property by water coming from water networks, water pipelines, water pipes, sewerage systems, heating systems or firefighting systems, water penetration from neighbouring premises; external actions: accidents caused by vehicles or self-propelled machines; accidents caused by self-propelled towing vessels, by non-propelled vessels or self-propelled floating engineering installations

Required documents:

  • A filled-in application (standard form of the Insurer)
  • Documents attesting the cost of property proposed to be insured – assessment report, purchase and sales agreements, invoices, bills, etc.
  • Other documents requested by the Insurer (identity card, photographs, etc.)

For information:

Property Insurance Department
Telephone: +373 22 78-57-12 / +373 69 509 550
E-mail: dm.lareneg@irunub
08 Feb 2018

”House Owner” Insurance

”House Owner” Insurance

Individuals property insurance ‘House Owner’ – Standard
The advantage of this type of insurance is the lowest insurance deductible on the insurance market (the part of damage, the insurer does not pay for at the moment of occurrence of an insured loss), plus, free third-party liability insurance as a benefit.
What do we insure?

  • Dwelling house, apartment, villa and summer cottage, and so on (except for buildings and premises that are not registered at Cadastru State Enterprise and/or are in disrepair)
  • Home property
  • Third-party liability

Insured risks:

  • In case of dwellings and home property:
      – Fire or explosion; lightning stroke into the house; earthquake; acts of vandalism of persons, except for deteriorations caused by lessees or persons dwelling in that house; theft or attempted theft of the specified objects as a result of forced and violent penetration into the dwelling house, except for those ones realised by lessees or persons normally dwelling in that house; water leakage from a tank, water-pipe or drainage; revolts and civil disturbances, action of persons taking part in production conflicts or disorders, or actions of any legitimate authorities, taken with regard to production conflicts; collision as a result of motor vehicle driving or aerial device operation; fall of cosmic particles or aero-structures, rocket or satellite elements; fall of a tree or a branch thereof; fall of an antenna or of a satellite antenna that was broken or destroyed; actions of an animal; storm; rain water.
  • In case of third-party liability:.
      – Damages that may be incurred on other persons (e.g.: flooding a downstairs neighbour).

Required documents:

  • A filled-in application (standard form of the Insurer)
  • Documents attesting the cost of property proposed to be insured – assessment report, purchase and sales agreements, invoices, bills, etc.
  • Other documents requested by the Insurer (identity card, photographs, etc.)

For information:

Property Insurance Department
Telephone: +373 22 78-57-12 / +373 69 509 550
E-mail: dm.lareneg@irunub
03 Nov 2017

Comprehensive Home Insurance

Comprehensive Home Insurance

The advantage of this insurance is the promptitude of insurance policy issue that may be also realised at home, without a need for filling in several applications for different types of insurance.
What do we insure?

  • Dwelling houses, apartments, villas and summer cottages, and so on (except for buildings and premises that are not registered at Cadastru State Enterprise and/or are in disrepair)
  • Home property
  • Accident insurance for YOUR family
  • Third-party liability

Insured risks:

  • In case of dwellings and home property:
      – Fire (fire propagation, explosion); natural disasters (storm, snowstorm, lightning, earthquake, flood); damage of the water pipeline systems, sewerage systems, heating systems and firefighting systems, water penetration from neighbouring premises; fall of airships or parts thereof, or of other objects; unlawful actions of third parties (acts of vandalism, theft, robbery, hold-up). Home property is not insured against a lightning stroke. Extra risk: ‘third-party liability insurance’
  • In case of accidents:
      – Death, disability and injuries resulting from an accident
  • In case of third-party liability:
      – Damages that may be incurred on other persons (e.g.: flooding a downstairs neighbour)

Required documents:

  • A filled-in application (standard form of the Insurer)
  • Documents that may attest the cost of property proposed to be insured – assessment report, purchase and sales agreements, invoices, bills, etc.
  • Other documents requested by the Insurer (identity card, photographs, etc.)

For information:

Property Insurance Department
Telephone: +373 22 78-57-12 / +373 69 509 550
E-mail: dm.lareneg@irunub