{"id":56,"date":"2017-10-26T13:10:06","date_gmt":"2017-10-26T13:10:06","guid":{"rendered":"https:\/\/general.md\/?page_id=56"},"modified":"2020-05-18T12:47:29","modified_gmt":"2020-05-18T09:47:29","slug":"asigurare-rca","status":"publish","type":"page","link":"https:\/\/general.md\/en\/asigurare-rca\/","title":{"rendered":"MTPL"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_custom_heading text=&#8221;Compulsory third-party car liability insuracen (MTPL)&#8221; font_container=&#8221;tag:h1|font_size:28|text_align:left|color:%23274ba0&#8243; use_theme_fonts=&#8221;yes&#8221; el_class=&#8221;style-header&#8221; css=&#8221;.vc_custom_1509953857482{margin-top: 47px !important;}&#8221;][vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;4&#8243; el_width=&#8221;90&#8243; accent_color=&#8221;#274ba0&#8243;][vc_acc hidden_block_title=&#8221;Who shall contract the compulsory third-party car liability insurance?&#8221;]<\/p>\n<ul>\n<li>Individuals and legal entities holding motor vehicles subjected to registration in the Republic of Moldova are bound to insure such vehicles against third-party car liability for damages produced in the course of car accidents.<\/li>\n<li>Persons coming to the territory of the Republic of Moldova by motor vehicles registered abroad are regarded as insured, subject to fulfilment of one of the following conditions:\n<ul>&#8211; they have contracted the compulsory third-party car liability insurance in the Republic of Moldova<br \/>\n&#8211; they have international insurance documents that are effective in the Republic of Moldova<\/ul>\n<p>[\/vc_acc]<br \/>\n[vc_acc hidden_block_title=&#8221;What risks does the compulsory third-party car liability insurance cover?&#8221;]<\/p>\n<ul>\n<li>The compulsory third-party car liability insurance offers protection against potential prejudices caused by the insured to third parties through car accidents in the territory of the Republic of Moldova, more exactly:\n<ul>\u2013 death or bodily injuries<br \/>\n\u2013 damage or destruction of some property (including motor vehicles)<\/ul>\n<p>[\/vc_acc]<br \/>\n[vc_acc hidden_block_title=&#8221;What period can the compulsory third-party car liability insurance be contracted for?&#8221;]<\/p>\n<ul>\n<li>An agreement on compulsory third-party car liability insurance is concluded for a 12-month period, except for the cases when motor vehicles are:\n<ul>\u2013 used for seasonal agricultural activities<br \/>\n\u2013 registered as having temporary registration numbers<br \/>\n\u2013 in other cases specified by law<\/ul>\n<p>[\/vc_acc]<br \/>\n[vc_acc hidden_block_title=&#8221;What documents shall be presented for conclusion of an insurance agreement?&#8221;]<\/p>\n<ul>\n<li>Identity card or another identity document<\/li>\n<li>Vehicle registration certificate<\/li>\n<li>If needed \u2013 other documents attesting the right to possess this motor vehicle (power of attorney, rent agreement, leasing agreement, etc.)<\/li>\n<p>[\/vc_acc]<br \/>\n[vc_acc hidden_block_title=&#8221;Why choose GENERAL ASIGUR\u0102RI as insurance company?&#8221;]<\/p>\n<ul>\n<li>GENERAL ASIGUR\u0102RI Company does guarantee:\n<ul>\u2013 prompt issue of insurance policies<br \/>\n\u2013 payment of compensations within 10 days of the day of presentation of all the documents<\/ul>\n<p>[\/vc_acc]<br \/>\n[vc_acc hidden_block_title=&#8221;What are the limits of liability of GENERAL ASIGUR\u0102RI Company?&#8221;]<\/p>\n<ul>\n<li>1,000,000 lei \u2013 in case of property damage or destruction, regardless of the number of persons damaged in an accident<\/li>\n<li>1,000,000 lei \u2013 per damaged person in case of bodily injuries or death, however, not more than 5,000,000 lei, regardless of the number of persons damaged in an accident<\/li>\n<p>[\/vc_acc]<br \/>\n[vc_acc hidden_block_title=&#8221;Insured person duties&#8221;]<\/p>\n<ul>\nWhen a car accident is produced, the insured or vehicle user shall be bound:<\/p>\n<ul>\n<li>To take every possible actions to diminish the damages caused<\/li>\n<li>To inform the police authorities or other law-enforcement authorities about the car accident immediately after occurrence thereof and to claim for drafting the documents related to the causes, circumstances and consequences of the car accident<\/li>\n<li>To notify the Insurance Company GENERAL ASIGUR\u0102RI JSC within 48 hours after accident occurrence, regardless of the results of establishment of a guilty person; not to undertake all by themselves any measures for damage repair<\/li>\n<li>To notify parties to the accident, damaged person or their relatives about possession of the insurance policy and to provide them with necessary information about GENERAL ASIGUR\u0102RI JSC.<\/li>\n<\/ul>\n<p>[\/vc_acc]<br \/>\n[vc_custom_heading text=&#8221;Remark:&#8221; font_container=&#8221;tag:h4|text_align:left&#8221; use_theme_fonts=&#8221;yes&#8221;][vc_column_text]<em>The basic insurance premium and correction factor of the internal and external compulsory third-party car liability insurance is set by the National Commission for Financial Markets and is approved by Government Ordinance no.318 of 17 March 2008 on Approval of the Methodology of Calculation of Basic Insurance Premium and Correction Factors for the Compulsory Third-Party Car Liability Insurance against Damages Caused by Motor Vehicles (Official Monitor of the Republic of Moldova no.25-30 of 29 December 2015).<\/em>[\/vc_column_text][vc_separator]<\/p>\n<p>[vc_custom_heading text=&#8221;For information:&#8221; font_container=&#8221;tag:h4|text_align:left&#8221; use_theme_fonts=&#8221;yes&#8221;][vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;3&#8243; el_width=&#8221;50&#8243; accent_color=&#8221;#274ba0&#8243;][vc_column_text]Car Insurance Department<br \/>\nTelephone: +373 (22) 78-38-02, 78-38-03, 78-38-11<br \/>\nE-mail: <a href=\"mailto:sectia-auto@general.md\">sectia-auto@general.md<\/a>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][vc_custom_heading text=&#8221;Compulsory third-party car liability insuracen (MTPL)&#8221; font_container=&#8221;tag:h1|font_size:28|text_align:left|color:%23274ba0&#8243; use_theme_fonts=&#8221;yes&#8221; el_class=&#8221;style-header&#8221; css=&#8221;.vc_custom_1509953857482{margin-top: 47px !important;}&#8221;][vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;4&#8243; el_width=&#8221;90&#8243; accent_color=&#8221;#274ba0&#8243;][vc_acc hidden_block_title=&#8221;Who shall contract the compulsory third-party car liability insurance?&#8221;] Individuals and legal entities holding motor vehicles subjected to registration in the Republic of Moldova are bound to insure such vehicles against third-party car liability for damages produced [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":61,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"pages\/osago.php","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-56","page","type-page","status-publish","has-post-thumbnail","hentry","page_cat-car-insurance"],"_links":{"self":[{"href":"https:\/\/general.md\/en\/wp-json\/wp\/v2\/pages\/56"}],"collection":[{"href":"https:\/\/general.md\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/general.md\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/general.md\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/general.md\/en\/wp-json\/wp\/v2\/comments?post=56"}],"version-history":[{"count":0,"href":"https:\/\/general.md\/en\/wp-json\/wp\/v2\/pages\/56\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/general.md\/en\/wp-json\/wp\/v2\/media\/61"}],"wp:attachment":[{"href":"https:\/\/general.md\/en\/wp-json\/wp\/v2\/media?parent=56"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}