Health Insurance in Moldova
Health insurance from General Asigurări compensates urgent unexpected costs for foreign nationals in the Republic of Moldova, within the chosen package. Request a quote online — specialists will follow up with the right package for you.
What type of insurance is this?
Voluntary general insurance for foreign nationals and stateless persons in the Republic of Moldova. Within the package and sum insured, the policy compensates urgent unexpected costs arising during the period of cover. What each package covers is set out in the product information document (PDF).
How to request the policy — 3 steps
- 01Fill in the online request — the person's details, the desired period and package.
- 02Receive the offer from General Asigurări specialists.
- 03Pay the premium in full and receive the policy. Coverage starts from the moment of payment, but not before the date stated in the policy.
Who is health insurance for?
Health insurance from General Asigurări is designed for foreign citizens and stateless persons in the Republic of Moldova — working, studying or staying long-term. The policy compensates urgent unexpected costs arising during the insurance period.
If you are a resident travelling abroad, the right product is travel medical insurance — it covers unexpected costs outside the country.
- The policy compensates urgent unexpected costs arising during the insurance period, within the package and the sum insured. Services are provided at the public state institutions included in the package.
Package
Minim
Level
Basic
Sum insured
MDL 7,000
Duration
3, 6 or 12 months
Package
Minim Standard
Level
Extended
Sum insured
MDL 20,000
Duration
6 or 12 months
What each package includes and the limits by type of service are set out in the product information document (PDF).
Situations existing before the contract was concluded, planned services and services outside the package are not covered, nor are events caused by war, terrorism or biological or chemical contamination. The full list of exclusions is in the insurance terms or available from the insurer at (022) 78 38 00.
- The insurance is valid only in the Republic of Moldova and only for the services provided for in the package stated in the policy.
- As a rule, the insured pays for the services and requests reimbursement; the option of direct payment to the institution is available from the insurer.
- The compensation cannot exceed the insured amount and the package limits; expenses are accepted on the basis of original payment documents.
- Incomplete/incorrect information in the application, failure to submit documents or late notification may lead to total/partial refusal or termination of the contract.
Only in the Republic of Moldova, at the public state institutions provided for in the package stated in the policy.
- When taking out the policy: complete the application correctly and read the contract, the terms and the insurance programme.
- Pay the insurance premium in full, in the calculated amount and by the deadline indicated in the policy; allow the processing of the personal data necessary for the insurance and the claim file.
- You must notify the Insurer/Claims Department at tel. (022) 78 38 00 as soon as possible.
- Keep the originals of receipts/invoices and payment documents.
- Within 14 calendar days, submit the claim with your identity document, a copy of it and the policy. The full list of documents is available from the insurer.
The premium depends on the package chosen — Minim or Minim Standard —, the sum insured, the policy duration and the age of the insured person. Request a quote online: General Asigurări specialists will calculate the exact price for your situation.
Coverage starts from the moment the insurance premium is paid, but not before the date stated in the named policy issued to the Insured. Coverage ends on expiry of the period indicated in the policy, through termination/cancellation, nullity or in other cases provided for by the contract and legislation.
Either party - the Insured or the Insurer - may initiate termination of the contract before the start of the insurance period, by written notice sent to the other party 30 calendar days before the termination date. In the event of termination, the Insurer refunds the insurance premium reduced by the amount of the administration expenses. The contract may be amended only amicably, by written agreement of the parties, and disputes are settled amicably or by the competent court.
How do you get reimbursed?
When an event occurs, be sure to notify the insurer at (022) 78 38 00. As a rule, you pay for the services yourself and then request reimbursement: submit the claim within 14 calendar days, together with the policy, an ID document and the original receipts. The full list of documents and the option of direct payment to the institution are available from the insurer.
Insurance terms and legal basis
Full information is in the health insurance terms and conditions. General Asigurări operates under CNPF license no. 000887.
Frequently asked questions
Health insurance for foreign citizens is often used when applying for residence documents in the Republic of Moldova. Confirm the exact requirements with the authority processing your documents — our specialists can help you choose the right policy.
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Working hours
Monday–Friday: 08:30‑17:30 (break 13:00‑14:00)