Green Card Insurance for Driving Abroad
The Green Card from General Asigurări is the mandatory motor liability insurance for driving outside Moldova, issued for one of two directions chosen online — Europe (all countries) or Ukraine — for periods from 15 days to 12 months. Buy it online in minutes and receive the certificate by email.
What type of insurance is this?
Compulsory external MTPL insurance provides coverage for damages caused to third parties as a result of a vehicle accident outside the territory of the Republic of Moldova, in member states of the International Green Card Insurance System.
How to buy a Green Card online — 3 steps
- 01Enter the vehicle and owner details in the online calculator.
- 02Choose the direction and period, check the price and pay by card.
- 03Receive the certificate by email — print it and take it with you on the road.
- The Green Card (external MTPL) from General Asigurări covers damage caused to third parties in a road accident that happens outside the Republic of Moldova, within the member states of the International Green Card Insurance System. It covers bodily injury or death (including moral damages) and material damage suffered by third parties.
- The extent and limits of compensation are set by the law of the country where the accident happened — the claim is assessed and paid through that country's national Green Card bureau. In other words: in Germany you're liable within German legal limits, in Romania — within Romanian limits.
At General Asigurări you choose the direction directly in the online form, and set the period separately — from 15 days up to 12 months.
Direction chosen at purchase
Europe (all countries)
What it covers
European member states of the Green Card system — Romania, Germany and the rest of the European Union, according to the codes not struck out on the certificate.
Direction chosen at purchase
Ukraine
What it covers
Ukraine
The Green Card is effective only in the states whose international codes on the certificate are not struck out. Before you travel, check on the certificate that the destination country and any transit countries are not struck out.
The Green Card does not cover damage suffered by you as the insured or by the at-fault driver, damage to your own vehicle, or your own property. For your own car, there's CASCO with territorial extension. It also excludes accidents caused intentionally, accidents that happen while using the vehicle in breach of the law, and other exclusions under the law of the country where the accident happened.
- Accidents caused intentionally;
- Use of the vehicle in violation of applicable legislation;
- Other situations provided by national legislation, the legislation of the state where the accident occurred, and the rules of the International Green Card Insurance System.
The compulsory external MTPL insurance contract “Green Card” is effective outside the territory of the Republic of Moldova only in member states of the International Green Card Insurance System whose international codes inscribed in the Green Card insurance certificate are not crossed out.
- To pay the insurance premium;
- To take all possible actions to mitigate the damages caused;
- To notify the insurer issuing the Green Card insurance certificate about: the occurrence of the road accident, after which the establishment of the insured events, damage assessment, determination of the amount and payment of indemnities under the external civil liability auto insurance are carried out by the national bureaus of member states of the International Green Card Insurance System or by designated correspondents and/or agents, under the conditions and limits established by the applicable legislation of the country where the accident occurred and/or in accordance with the procedures and rules set and accepted by the General Regulations of the Council of Bureaux.
The premium depends on the direction chosen — Europe (all countries) or Ukraine —, the period of validity, the type of vehicle and the owner's details. The online form works as a Green Card calculator: enter your details, choose the direction and period, and see the amount instantly, before payment. Calculate the price of your Green Card.
The insurer's liability begins:
- From the date stated in the Green Card insurance certificate and ends at 24:00 on the last day of validity of the compulsory external MTPL insurance contract or before that day;
- From the moment the vehicle is deregistered by the competent authorities.
The compulsory external MTPL “Green Card” insurance contract may be terminated by a notification addressed in advance to the insurer, on the following grounds:
- Withdrawal of the insurer's license;
- Notification by the insured regarding the transfer of vehicle ownership, accompanied by supporting documents;
- Agreement of the parties;
- Other cases provided by law;
- Compulsory external MTPL insurance contracts with a validity period of one month or less may be terminated without prior notification, but no later than the start date of the insurance period.
What to do after an accident abroad?
Notify General Asigurări of the accident and follow the procedure of the national Green Card bureau in the country where it happened. The assessment, damage evaluation and payment of compensation are handled by that country's national bureau or its appointed correspondents, under local law. Keep all documents drawn up at the scene. Details and steps are on the How to file a claim page.
Insurance terms and legal basis
Complete information is available in the Green Card insurance terms. General Asigurări operates under CNPF license no. 000887.
Frequently asked questions
Insurer liability starts on the date stated on the Green Card certificate and ends at 24:00 on the last day of validity. You can buy the policy in advance, setting your departure date as the start of coverage.
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Working hours
Monday–Friday: 08:30‑17:30 (break 13:00‑14:00)